Data
Updated 2026Freelance Cost-of-Living Index by Country (2026)
Freelancers quoting clients across borders need a defensible way to scale a rate up or down for where the client is based. This index rebases published cost-of-living data to a United States = 100 baseline across 18 countries, so any two rows can be compared directly as a ratio.
| Country | Cost-of-living index (US = 100) |
|---|---|
| United States | 100.0 |
| Switzerland | 157.5 |
| Singapore | 130.3 |
| Netherlands | 104.7 |
| Australia | 102.4 |
| Ireland | 101.6 |
| United Kingdom | 97.8 |
| Germany | 97.6 |
| France | 96.0 |
| Canada | 87.9 |
| Italy | 87.9 |
| Spain | 73.7 |
| Japan | 68.3 |
| Poland | 66.3 |
| Mexico | 63.7 |
| Brazil | 47.5 |
| Philippines | 41.8 |
| India | 26.0 |
Derived from Numbeo’s Cost of Living Index by Country (numbeo.com/cost-of-living/rankings_by_country.jsp), which Numbeo itself normalizes to New York City = 100. Each value here is that raw Numbeo figure divided by the US figure and multiplied by 100. These are national averages, not city-level figures — cost of living inside any country varies enormously between its biggest city and everywhere else — and Numbeo’s underlying index shifts over time, so treat this table as a periodically refreshed snapshot rather than a permanent constant.
Use this in a calculation
Plug these figures into the International Rate calculator to get an estimate built around your own numbers.
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