Small Business

Find the fully loaded annual cost of a US employee — salary plus payroll tax, benefits, overhead, and recruiting — then see the contractor rate it takes to match it and which option is actually cheaper.

Find your break-even and target return on ad spend from your gross margin and profit goal, plus the maximum you can afford to pay per acquisition.

Enter your cost and selling price to see profit, markup percent, and gross margin percent side by side — and stop confusing the two when you set prices.

Find how many units you need to sell to cover fixed costs, plus the revenue that represents — from your price and variable cost per unit.

Set a price from your unit cost and a target profit margin — not a markup — so you charge enough to actually hit that margin.

Enter revenue, cost of goods sold, and operating expenses to get gross margin and net margin side by side — what you keep, not just what you bill.

Turn your win rate and average project value into a proposal target — see exactly how many proposals to send to hit a revenue goal.

Find out what share of your revenue rides on one client, get a Healthy/Caution/High-risk read, and see the dollar ceiling that keeps you diversified.

See whether a coworking membership or your home office is cheaper for the year, once the home-office tax deduction is factored into the comparison.