Invoicing & Cash Flow

Work out the late fee and total amount due on an overdue invoice — based on the invoice amount, your monthly interest rate, and how many days late payment is.

Work out how much deposit to collect upfront and split the rest into equal milestone payments, based on your project total and deposit percentage.

Work out what to bill when a client cancels mid-project — combines the value of work already completed with a cancellation charge on the unfinished remainder.

Compare Stripe, PayPal, and Square fees on a payment, see what you actually net, and find out what to charge to net a specific amount.

See what Upwork, Fiverr, Freelancer.com, or Toptal actually keeps from a project — enter the amount and get your real net earnings and take-rate percent.

Find out what offering net-15, net-30, or net-60 terms actually costs you in financing — based on invoice size, payment terms, and your cost of capital.

Turn an early payment discount like 2/10 net 30 into an effective annual rate, so you can see whether offering it is actually worth the cash-flow speed.

Calculate the final price and amount saved from an original price and discount percentage, with an optional second, stacked discount.

Calculate the final invoice total from a subtotal, an optional percentage discount, and sales tax or VAT — see the discount, tax, and total broken out.

Enter your subcontractor cost and markup percent to see the client price, your profit, and your margin — priced to cover PM time and risk.